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First Time Buyer Mortgages

Buying property is often viewed as the most sound investment people make in their lives. But there is a lot of information first time buyers need to know before taking the plunge into the tricky world of becoming a property owner. The good news is as a first time buyer you can benefit from money-saving offers, with rewards from cash back to fee free products. Airline Mortgage Shop can find the right first time buyer mortgage for your circumstances helping you into your very first home. 

Airline Mortgage Shop Can Help

Airline Mortgage Shop can assist you to understand the differences between the various offers available for first time buyers and ensure you secure a mortgage that fits your situation.

  • It is likely you will require a high loan-to-value (LTV) mortgage for your first home. A 90% loan to value mortgage will typically have higher fees and rates of interest so it's advisable to speak to qualified mortgage adviser to find the most suitable deal.
  • We can help you understand and choose from the different types of mortgage available such fixed rate, discount rate, capped or tracker mortgage.
  • Airline Mortgage Shop can assist you to assess the other costs involved with purchasing a property including mortgage arrangement fee, survey cost, solicitor's fees and stamp duty.
The first time buyer will also receive advice on timescales, which can indeed be nerve wracking when undertaking your first purchase, as well as providing insight into protection and insurance products - essential information for any individual entering the market.

Specialist First Time Buyer Advice

From saving up a deposit to ensuring your monthly payments are affordable - it's not easy buying your first home! Airline Mortgage Shop can help find suitable lenders for first time buyers and can talk you through other options including shared ownership, shared equity and government schemes such as Help to Buy.